Big four banks and regulator braced for defaults on loans

THE banking regulator is understood to have sought further details of the exposure of Australian lenders to Dubai as it prepared for potential shocks to the global financial system from the debt-heavy emirate.

Australian banks calm investors' nerves

AUSTRALIA'S bank regulator is believed to have sought further details of the exposure of Australian lenders to Dubai as it prepared for any potential shocks from the debt-heavy emirate.

Debt Consolidation Facts

Are you currently facing a number of separate debts? Are the interest rates already too much for you to handle?

Secured personal loans with St George

If you want a new car, a secured St George personal loan could help you. Find out more here.

Playing it safe

While secured loans can make it affordable to borrow more money than you might otherwise, it is important that you do not overextend yourself, as this could put you at risk of default.

Financing a holiday with secured loans

Secured loans can be used to finance a holiday, but you should be cautious in using secured loans for this purpose.

Is using secured loans safer?

Many people are unsure whether secured loans are safer for their finances, but the answer is complex.

Are secured loans preferable?

Secured loans often have the advantage of lower rates over unsecured loans.

Are secured loans restricted to cars?

Secured loans can sometimes be used for more than just car purchases, but this is becoming increasingly rare.

Should you use secured loans?

Secured loans are excellent for people who are not at risk of defaulting on a loan.

Why secured loans?

If you're interested in getting a personal loan, look at secured loans.

Secured loans and bad credit

If you're got a bad credit score, but would like a personal loan, you will probably need to apply for secured loans.

What could affect borrowing power with secured loans

Secured loans require collateral to help ensure you pay off your secured loan or to sell off in case you can't make repayments.

Discover the benefits of secured loans

If your credit rating is bad, secured loans might be the answer you've been looking for.

Secured loans for cars

Secured loans will routinely be offered only to pay for cars, using the purchased vehicle as collateral.

Advantages of secured loans

Secured loans offer many advantages over unsecured loans, especially in terms of saving.

Fix bad credit with secured loans

Secured loans can be an excellent way of minimising the costs of debt consolidation, but you will need to be very careful when taking out secured loans for this purpose.

Minimise your credit risk

Secured loans can be extremely beneficial for people who have less than optimal credit ratings.

Secured loans to improve your property

Secured loans can be an excellent idea when improving your property for sale, although securing the loan may be somewhat difficult.

Loans On Too-low A Rung To Warrant Attention

THE inability of ANZ's internal risk managers to detect problems in loans of about $1.5 billion to Tricom, Opes Prime and Chimaera Capital has been met with varying degrees of disbelief by senior bankers and fund managers.